IHIAA – SCAM

The IHIAA (Independent Health Insurance Agents Association) is one big name in the health insurance business.

This organization was founded on March, 2008 by John Petrowski.  The man is also the creator of Agent Navigator and Maryland Health Plans.  These three companies are all on health insurance industry.  Since its establishment, the IHIAA has recruited more than 1,200 members.  The association opened opportunities for health insurance agents to get the best training and support that they need to succeed in the line of health insurance.

Many agents were encouraged to become members of IHIAA (Independent Health Insurance Agents Association) because they saw a good chance to have a lucrative career as advertised in the IHIAA website. The training included daily webinars, personal coaching, video library and morning chats every Monday, Wednesday and Friday.  This chance, plus promises of other benefits and discounts prompted the sales agents to sign up for membership.

• They agreed to pay a membership fee of $19.95 per month for 12 months.  If they wanted to pay for one whole year, the amount would be $159.  Payments were made out through PayPal or credit cards. After the membership payments were confirmed, the agent members were allowed to access the member site of IHIAA (Independent Health Insurance Agents Association)

• But it did not take the agents too long to notice that the normal practice of IHIAA is to recruit agents into joining IHIAA, make them pay the monthly fees and then refer them to Health Choice One, an IMO in Colorado.  It soon dawned on them that IHIAA is functioning as a recruiting agency of huge IMOs.  Anyone looking for an agent contract is always referred to the big IMOs in Denver.

• The agent contract also posed a problem to the agents.  They were made to sign for a one year training with no option to get out or stop whenever they see a reason to discontinue with the 12 months training.  To make things worse for the agents, the information they got from the supposed training was so simple and elementary, so that any new agents would be able to know it even if they do not join the IHIAA (Independent Health Insurance Agents Association).

Because of the above reasons, the agents believed that IHIAA has broken the business ethics in health insurance industry.  This association became big and stood out from the rest through unscrupulous tactics of recruiting agents.  It has become the fastest growing insurance association in the US at the expense of its poor agent members.  For these agents, taking advantage of the agents’ trust is a bad business practice and should be stopped.  So they went to courts and filed their complaints against IHIAA and its president, John Petrowski.  Some were rewarded with just settlements.

IHIAA (Independent Health Insurance Agents Association) and John Petrowski will not give you anything but tons of headache and financial burden, take action now and bring the person and his business to court.  Call the attention of the IRS and the State Labor Board.  His business license must be cancelled.

Remember IHIAA is a SCAM.

See more IHIAA complaints.